General Liability Requirements Roofing Colorado
This coverage may be appropriate for your business if you consult with customers and.
General liability requirements roofing colorado. This colorado roofing insurance coverage type is essential for covering damages of people who are physically harmed at your business or if an employee causes injury on the jobsite to another non employee. This roofing insurance coverage type is essential for covering damages of people who are physically harmed at your business or if an employee causes injury on the jobsite to. A general liability insurance policy for roofing businesses usually has six components including. Roofers understand the danger of the job and usually will do anything within their power to protect those on the ground below from falling equipment or debris.
Contractors subcontractors general contractors gc insurance for denver colorado contractor s general liability insurance is for residential and commercial builders general contractors construction managers design and build firms. As a roofer you can usually make an offer on a project without liability insurance. The national insurance crime bureau recently ranked colorado as the second highest state for hail damage insurance claims only behind texas. Roofing insurance protects you not your customers keep in mind that roofing insurance is a form of general liability insurance designed to protect you and your employees not the customers for whom you work.
It s a general liability policy that will cover financial losses to the business due to property damage or injury. A certificate of insurance showing general liability protection of at least 500 000 00. Evidence of passing a nationally recognized examination that address roofing work on residential and or commercial property. Colorado s senate bill 38 also known as the consumer protection residential roofing bill was signed into law to protect citizens of this state from falling victim to roofing fraudsters.
Bodily injury coverage. Documentation of current colorado worker s compensation coverage reflecting roofing or sheet metal classifications. This is a combination of coverages designed for the small business owner you may receive discounts if you bundle some of the coverages together. Having the right coverage is crucial for all roofing contractors.
A general liability insurance policy for roofing businesses usually has several components that protect the roofers from liability including. Roofers liability insurance general liability for a roofing artisans insurance policy. Business owners policy or bop. Roofers insurance is a form of contractor s liability insurance that covers roofing contractors against the financial costs made by damages done to their client and or any passers by.
Chances are that when it comes to the time the work is going to be performed that you will need to produce proof of insurance to unpack your tools and get to work.